A new AI tool for private investments has appeared in Russia.

      On June 5, 2026, at 16:45, Economy A new tool for portfolio investments has appeared in the Russian financial market. As Dmitry Breitenbikher, a member of the VTB board, explained during the SPIEF-2026, the development helps to manage capital comprehensively and forms a financial strategy taking into account individual goals and acceptable risk levels. The tool considers financial goals, investment horizon, amount of investments, and liquidity requirements. The algorithms embedded in the system analyze market data and various asset classes—from stocks and bonds to real estate, precious metals, money market rates, and oil prices. Based on this information and individual requests, the portfolio structure is selected. The service's operation can be adjusted, and it also continuously monitors the market situation and sends notifications if changes to the portfolio are required. As Dmitry Breitenbikher noted, this approach allows for a smart allocation of capital: allocating part of the funds for liquidity, another part for preservation and income generation, and a third part for realizing growth potential. Market experts note that the use of artificial intelligence for investments is spreading more widely. According to the "Vyberu.ru" portal, in 2025, 33% of private investors in Russia turned to AI when forming their investment strategy. A year earlier, this figure was 19%. According to the Central Bank, the number and productivity of AI models are actively growing in the country, with agency AIs and multi-agent platforms emerging. Large language models (LLMs) are becoming more accessible and cheaper, which expands their application in investments. AI is actively being implemented for risk analysis, forecasting, algorithmic trading, portfolio management, and personalized investment recommendations. NIA "Nizhny Novgorod" has channels on Telegram and MAX. Subscribe to stay updated on major events, exclusive materials, and timely information. Copyright © 1999—2025 NIA "Nizhny Novgorod". When reprinting, a hyperlink to NIA "Nizhny Novgorod" is mandatory. This resource may contain materials 18+