The Russian government will consider increasing the limit on family mortgages.

      April 8, 2026 15:50 Society The Government of Russia is considering the possibility of raising the limit on family mortgages. This was stated by Deputy Prime Minister Marat Khusnullin, as reported by 360.ru. He noted that in some regions, the current limit does not allow for the purchase of housing, so it is proposed to increase it from 6 million rubles to 8 million across the country. Khusnullin emphasized that in large cities, purchasing an apartment becomes difficult with the current limit.

      Additionally, the government is considering introducing a differentiated interest rate for family mortgages, which will depend on the number of children in the family. This proposal is aimed at supporting large families and stimulating birth rates.

      To gauge the public's reaction to possible changes in the family mortgage program, the government, together with the presidential administration, has initiated a sociological study. Based on its results, a final decision will be made regarding further actions.

      Let us remind you that starting February 1, 2026, new rules for family mortgages came into effect in Russia, according to which a preferential mortgage with a rate of 6% can be issued only for one family. Previously, each spouse could take out a separate loan. The main conditions of the program remain the same: a down payment of at least 20%, a loan limit of up to 6 million rubles (up to 12 million in capitals). NIA "Nizhny Novgorod" has a Telegram channel. Subscribe to stay updated on major events, exclusive materials, and timely information. Copyright © 1999—2025 NIA "Nizhny Novgorod". When reprinting, a hyperlink to NIA "Nizhny Novgorod" is mandatory. This resource may contain materials 18+