Mudrov explained the cancellation of the family mortgage in Gorodets and Zavolzhye.

      January 13, 2026 16:56 Economy NIA "Nizhny Novgorod" - Sergey Bishletov

      The family mortgage for secondary housing has been canceled in Gorodets and Zavolzhye in the Nizhny Novgorod region. The head of the Gorodets district, Alexander Mudrov, shared his thoughts on the matter with NIA "Nizhny Novgorod."

      According to him, the decision to adjust the list of cities where this type of mortgage applies is based on the program's principles: it is primarily aimed at supporting the construction of new housing.

      Recall that family mortgages for resale housing are provided only in those cities where little new housing is being built. Under the program's conditions, no more than two residential buildings may be under construction in a locality.

      "All mechanisms of the program are engaged for the purchase of new housing. In cities where there are few such permits, the use of family mortgages to purchase secondary housing is allowed. But if there is an active primary market, the program applies only to new buildings," the district head explained.

      In the Gorodets district, Mudrov said, three permits have recently been issued for the construction of apartment buildings. According to DOM.RF, this indicates a sufficient supply of housing in the district.

      "We should not expect a rapid growth of the housing market in the near future due to the current economic situation, but construction in our district continues. That is a fact," he stressed.

      According to the website of the financial organization DOM.RF, a fixed rate of 6% per annum is set when purchasing housing. The down payment must be at least 20% of the property's cost.

      The maximum loan amount is 12 million rubles for Moscow, St. Petersburg, and the Moscow and Leningrad regions, and 6 million rubles for other regions.

      It was previously reported that the family mortgage program was extended until 2030. Participation is allowed only once, and the main condition is that the family must have at least one child under six years old.

      We also note that an expert assessed the risks for mortgage defaulters in 2026.

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