
Nizhny Novgorod residents took out more than 7,000 mortgages in 2025.
September 22, 2025, 16:49 Economy NIA "Nizhny Novgorod" — Sergey Bishletov
In the first seven months of 2025, banks issued residents of the Nizhny Novgorod region 7,200 residential mortgage loans. These data were provided to NIA "Nizhny Novgorod" by the press service of the Volga-Vyatka Main Directorate of the Bank of Russia.
The total volume of the mortgage portfolio in the region reached 304.5 billion rubles as of August 1 of this year. According to experts, this indicates a steady interest in purchasing housing with borrowed funds.
At the same time, the level of overdue mortgage debt in the Nizhny Novgorod region remains relatively low — it amounted to 0.5% of the total volume of loans issued. By comparison, the national average is higher — 0.8%.
Earlier, experts made a forecast regarding the Nizhny Novgorod mortgage lending market after the Central Bank of the Russian Federation cut the key rate.
It should also be noted that prices for secondary housing in the Nizhny Novgorod region may rise by the end of 2025.
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