VTB improves terms on short-term deposits.

      August 22, 2025, 11:32

      [174]

      Society. From August 22 VTB is improving terms on ruble deposits for short terms. The rate for a 2-month term is increased by 0.5 percentage points for both new VTB depositors and existing bank clients who place new money into a deposit. The maximum rate will be 16.5% per annum.

      “Despite the reduction of the key rate, the population’s saving activity remains at a high level. Deposits are still the most reliable and understandable instrument for savings for the majority of Russians. We want to offer them the opportunity to open a short-term deposit at an attractive rate. This is especially relevant for those who are planning a large purchase at the end of the year or simply want to treat themselves to a ‘bonus’ closer to winter,” said Senior Vice President, Head of the Retail Business Products Department at VTB, Alexey Okhorzin.

      “Those who are ready to act quickly and decisively have the opportunity to obtain an increased rate without ‘locking up’ funds for a long period,” he added.

      At VTB, the volume of ruble liabilities of individuals since the beginning of the year has reached 10.6 trillion rubles. More than 50% of deposits at the bank are opened for short terms (up to 6 months).

      The 16.5% per annum ruble rate on the VTB Deposit for a 61-day term with the no-top-ups/no-withdrawals option is available when opening a ruble deposit for a minimum amount of 10,000 rubles in VTB-Online or self-service devices, or from 1.5 million rubles in VTB Bank branches, with interest paid at the end of the term when opening a ruble deposit with the “New depositor” and “New money” bonuses. Ruble interest rates when opening for a minimum amount of 10,000 rubles in VTB-Online or self-service devices / from 50,000 rubles with interest paid at the end of the term for a 61-day term: base interest rate — 15.2% per annum, “New depositor” and “New money” bonuses — 1.3% per annum, final interest rate including bonuses — 16.5% per annum.

      VTB Deposit: deposit currencies — rubles and Chinese yuan; deposit term chosen by the depositor from 2 months to 3 years; options available to the depositor — without top-ups and withdrawals, top-ups only, with top-ups and withdrawals; frequency of interest payments chosen by the depositor; minimum deposit amount from 10,000 rubles / 1,000 Chinese yuan when opened in VTB-Online or self-service devices, from 50,000 rubles / 5,000 Chinese yuan when opened in VTB Bank branches; opening in self-service devices is possible only in rubles; the maximum deposit amount for options with top-ups / top-ups and withdrawals is set depending on the size of the initial deposit / the required minimum balance. Renewal of the deposit is not provided. In case of early termination of the deposit, interest is paid at the “on-demand” deposit rate.

      The compatibility matrix of the Base interest rate, Bonuses, the procedure for forming the Final interest rate, as well as the full description of the Base Terms and bonuses are indicated in the Collection of terms, tariffs and interest rates for individuals on deposits of VTB Bank (PJSC). Detailed information is available on the official website vtb.ru and at all branches of VTB Bank (PJSC).

      VTB Bank (PJSC). General license of the Bank of Russia No. 1000.

      Advertisement. Terms valid as of August 22, 2025.

      Photo provided by VTB.

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