T2 is the first operator to integrate T-Pay into its mobile app.

      09 October 2025 14:12 T2, a Russian mobile operator, and T-Bank have signed an agreement to integrate T-Pay balances and the bank’s cashback into the operator’s mobile app. The companies will also evaluate cooperation on cross-border transfers and the connection of additional T2 services in T-Bank’s authorized zone.

      The strategic partnership agreement was signed at the "Finopolis-2025" forum by T2’s Deputy CEO for Commercial Operations Irina Lebedeva and T-Bank’s Vice President and Director of the Key Ecosystem Products Department Sergey Khromov. The parties agreed to promote the development of financial products and services and to expand the presence of their offerings in the mobile applications of T-Bank and T2.

      T2 regards T-Bank as a technological and fast-developing company at the junction of traditional banking, fintech and IT, open to mutually beneficial projects and collaborations. The first result of the cooperation will be the display of the T-Pay instant payment service and the bank’s cashback in the operator’s mobile app, as well as the full integration of the payment service into T2 subscribers’ customer-facing functionality. At the same time, specialists will assess the possibility of enabling operator services — minute and gigabyte packages, connection of the MiXX multi-subscription, etc. — in T-Bank’s authorized zone. Another stage is to establish cooperation in the area of cross-border transfers. Bank and operator customers will be able to try the new functionality in 2026.

      Irina Lebedeva, Deputy CEO for Commercial Operations at T2:

      “Cooperation with T-Bank opens new horizons for T2 in the development of innovative services — together we will create a space where technology works for the benefit of every customer and strengthens subscribers’ financial resilience. Such a partnership between a bank and an operator is a first on the market, and we are grateful for the trust and interest shown in T2. This proves that T2 holds a stable position in fintech and is ready to further develop financial services in collaboration with market leaders.”

      Sergey Khromov, Vice President, Director of the Key Ecosystem Products Department at T-Bank:

      “The era of open ecosystems, not closed ones, is coming. Such partnerships benefit both the customer and the market as a whole. Different ecosystems complement each other, allowing the customer to get the most out of these solutions. The cooperation between T-Bank and T2 is an example of the synergy of open ecosystems. As a result, our clients’ user journeys will become better, simpler and more convenient. Together we will be able to develop our digital services, making them even more personalized. In this we see the task of fintech as a whole — to unite in one place all functions a client needs, literally on a single app page, so that routine tasks bring not a headache but pleasant emotions. There will be no need to take extra steps or switch between apps when topping up a phone. This cooperation is a continuation of the implementation of our “Dopamine-banking” strategy.”

      Photo credit: T2 press service

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