VTB named the main drivers of biometric development through 2030.

      November 14, 2025, 10:46 — Economy

      The key drivers of biometric technology development through 2030 will be AI assistants, government services and marketplace services. This forecast was made by Vadim Kulik, Deputy President — Chairman of the Management Board of VTB, at the "Digital Solutions" forum at the Russia National Center.

      "Biometric technologies today are experiencing one of the phases of their development. Beyond offline payment for goods and services by biometrics and access control to certain facilities, these technologies will develop in fundamentally different segments. The main ones will be the development of various digital helpers, AI assistants and agents, integration into various government services, as well as the development of marketplace services," Vadim Kulik said.

      Biometric technologies will be refined in recognizing voice and users' facial expressions by AI assistants — thanks to biometrics, interaction between artificial intelligence and users will become increasingly natural, the top manager noted. "The latest developments in robotics indicate that we are moving from mechanical facial expressions and gestures of anthropomorphic robots to movements that are as humanized as possible in communications with users," the VTB deputy chairman continued.

      "Biometrics will allow AI assistants to interpret ever more precisely the slightest changes in a client's behavior — for example, when they are under some kind of pressure and an unfamiliar person is near them. And this is the key to developing anti-fraud systems, which are extremely important when providing financial services," Kulik added.

      According to him, biometric technologies will be used increasingly actively to confirm identity when providing government services; they may be in demand in synergy with other authentication services — electronic signatures, various tokens, and others.

      Marketplaces will also play a special role in popularizing biometric technologies — they will obviously be interested in developing seamless payment services on their platforms. "Great potential for this will also be opened up by the ability to sell goods with restricted access — prescription medicines, 18+ goods, as well as creating targeted marketing offers for particular categories of buyers," Vadim Kulik noted. He added that he also sees potential for the development of biometrics in improving self-service options in offline retail.

      All of this is only a small spectrum of the applications and development of biometric technologies that await us in the next five years, Vadim Kulik summed up.

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